ESS NexTier Insurance Group manages risk for clients in a variety of industries. Our capabilities range from securing basic insurance coverage to overseeing comprehensive risk management programs and providing advanced, specialized services. Our strong relationships with a large and diverse group of regional, national, and international insurance carriers enable us to negotiate the best terms and conditions for our clients.
Our specialized products include:

  • Property & Casualty
  • Workers' Compensation
  • General Liability
  • Employment Practices Liability
  • Directors & Officers Liability
  • Professional Liability
  • Business Auto
  • Umbrella
  • Bonds
  • Data Processing Equipment
  • Cyber Liability
  • Building Ordinance
  • Employee Dishonesty
  • Equipment Breakdown
  • International


Workers’ Compensation programs should benefit both employer and employee. At ESS NexTier Insurance Group, our programs are designed to focus not only on the result of workplace accidents, but on their cause and prevention.

We have developed relationships with several insurance carriers that specialize in this type of coverage. By combining compensation plans in traditional or large-deductible approach with a structured claims management/cost control program, our clients realize a dual benefit - coverage in the event of unforeseen and potentially costly incidents.


  • Directors & Officers (D&O)
  • Employment Practices Liability Insurance (EPLI)
  • Fiduciary Liability
  • Crime/Fidelity
  • Professional Errors & Omissions (E&O)
  • Kidnap & Ransom (K&R)


  • Self Insurance
  • Single Parent Captives
  • Rent-a-Captive
  • Group Captives
  • Risk Retention Groups